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The everyday, explainedBy Huw Allen

FTSE 100. A mirror of money, not life.

The market is at a record high while millions feel poorer than ever. The companies driving it aren't the ones you shop at.

THE GIST ON FTSE 100: "FTSE 100 Hits Record High While Households Suffer"

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Watch "FTSE 100 Hits Record High While Households Suffer": The Gist on FTSE 100.

Why is the market booming while people struggle?

The FTSE 100 has climbed to the highest levels in its history. Investors are celebrating and the headlines are glowing. But household budgets are squeezed, spending is weak and consumer confidence is scraping the floor.

How can the market break records while people are breaking financially? Because the FTSE 100 isn't a mirror of real life, it's a mirror of money.

Who is driving the rise?

Not the brands you shop at or the services you use every day. The companies behind the surge are global giants earning money overseas, or businesses that make more money when prices rise, not when consumers spend.

So while people struggle with bills, the market rallies. The factors lifting share prices have nothing to do with household finances. It's a two-track economy.

What happens when the gap widens?

When those two worlds drift too far apart, trust in the system breaks far before the system does. People spend less, vote differently, save out of fear, and stop believing economic headlines altogether.

A booming stock market isn't the sign of a healthy economy anymore. It's a sign of who that economy is working for.

Does a record FTSE tell you anything about your life?

Your take. One tap, then see how everyone else voted.

Quick answers

Why isn't a record FTSE 100 good news for households?

Its biggest companies earn overseas or profit when prices rise, so the rally has nothing to do with household finances.

What is a two-track economy?

One where the financial world looks stronger than ever while lived reality feels weaker than ever.

What happens when the gap grows?

People spend less, vote differently, save out of fear and stop believing economic headlines.

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